Sue made buying my first home a breeze!

Sue made buying my first home a breeze! I couldn’t have asked for better representation.
Buying a home can be challenging for a first-timer. After all, there are so many steps, tasks, and requirements, and you may be anxious about making an expensive mistake. But first-time homebuyers enjoy some special advantages created to encourage new entrants into the real estate market. Read about mortgage options for first buyers at

To demystify the process, so you get the most out of your purchase, here is a rundown of what you need to consider before you buy and what you can expect from the buying process itself.

First-time homebuyers, as defined by the U.S. Department of Housing and Urban Development (HUD), can get help from state programs, tax breaks, and federally backed loans.
Consider the type of residence that will serve your needs, what you can afford, how much financing you can secure, and who will help you conduct your search.
Buying a home involves finding the property, securing financing, making an offer, getting a home inspection, and closing on the purchase.
National and state first-time buyer programs may be useful if you can’t afford a high down payment.
Once you’ve moved in, it’s important to maintain your home and keep saving.
Buying a home is still considered a key aspect of the American dream. As a first-time buyer, you have access to state programs, tax breaks, and federally backed loans if you don’t have the usual minimum down payment—ideally, 20% of the purchase price for a conventional loan—or are a member of a certain group. And you may qualify as a first-time buyer even if you’re not a novice.

Isaac McFaul